Stacks · STX
Stacks for business: put the world's largest crypto asset to work
Trillions of dollars of Bitcoin mostly sits still. Stacks is the smart-contract layer built to change that — settling to Bitcoin, unlocking BTC-denominated finance, and paying its participants in the process.
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Stacks is the leading smart-contract layer for Bitcoin: a chain whose blocks settle to Bitcoin itself, whose Clarity language is designed for decidable, auditable contracts, and whose sBTC asset lets Bitcoin move into applications without custodial wrapping. Its Nakamoto upgrade brought faster blocks and Bitcoin-finality guarantees, sharpening the pitch considerably.
STX is the network's asset with a mechanism unique in crypto: through Stacking (with a capital S), holders who lock STX to support consensus earn rewards paid in actual BTC — a yield denominated in the asset treasuries most want to accumulate.
Why businesses hold STX
The BTC-yield mechanic is the headline: Stacking rewards in Bitcoin make STX one of the only assets whose productive yield arrives as BTC — a profile with obvious appeal to a treasury already committed to Bitcoin. It's a protocol mechanism with its own risks and lockup mechanics, but the denomination is unmatched.
The thesis case rides Bitcoin-DeFi: if even a small fraction of idle BTC moves into on-chain finance, the leading Bitcoin L2 captures outsized activity — and Stacks' settlement-to-Bitcoin architecture is the conservative implementation of that idea. Entries at desk quotes; exits route via liquid pairs, settling to dollars same day.
How businesses use STX
BTC-denominated yield
Lock STX in Stacking to earn protocol rewards paid in Bitcoin — productive treasury with a BTC denomination.
Bitcoin-DeFi exposure
Hold STX as a position on idle BTC entering on-chain finance through its leading smart-contract layer.
Builders on Bitcoin
Teams shipping Bitcoin-secured applications hold STX for gas and consensus participation.
Payment rails
Move money around your STX position
Fund Stacks purchases by business wire or card, and settle sales back to USD the same day — with branch service for the workflows that need it.
Money in — buy crypto
- Business wire (Fedwire)Bank-to-bank funding at any size — the rail for serious purchases.
- Debit & credit cardsBusiness cards accepted for fast, smaller buys — minutes to position.
- Cash at a branchHandled in person, compliantly, at our Atlanta and Miami offices.
Money out — off-ramp to USD
- Same-day ACH, Fedwire & RTPDollars in your operating account the day you sell — RTP can post in minutes.
- Cashier's checkBank-issued paper for closings, escrow, and counterparties who want it.
- Cash at a branchIn-person cash service with standard ID and reporting, at our branches.
Business Mastercard® debit cards are also available for spending from your account. About business cards →
Stacks for business — FAQ
How does Stacks relate to Bitcoin exactly?
Stacks blocks settle to the Bitcoin chain, and its consensus is anchored in Bitcoin finality — it extends Bitcoin with smart contracts rather than competing with it.
Is the BTC yield from Stacking real Bitcoin?
Yes — Stacking rewards are paid in BTC via the protocol's consensus mechanism. It involves locking STX for reward cycles, so model the lockup alongside the yield.
Can our company buy STX here?
Yes — at quoted prices through the entity's account, funded by wire or card.
How do we exit?
Desk-routed through liquid pairs with same-day USD settlement by Fedwire, RTP, or ACH.
Put STX to work
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Add Stacks to your company's balance sheet
Open a business account — most are approved the same day — and buy STX by wire or card with desk execution behind it.
Important Disclosures
- Cryptocurrencies and stablecoins are not FDIC-insured deposits, are not bank guaranteed, and can involve risk, including possible loss of value.
- Cryptocurrency transactions are irreversible once confirmed. Verify all details before sending.
- Business verification (KYB) is required to open an account; approval timing depends on the completeness of your application and the complexity of your entity structure.
- Settlement timing depends on payment method, banking cutoffs, and your bank's participation in the relevant network. Same-day settlement is available for transactions confirmed within banking-hour windows.
- Third-party company, platform, and fund names are referenced for identification and description only; no affiliation, sponsorship, or endorsement is implied. All trademarks belong to their owners.
- Anytime Capital is a licensed money services business. Information on this page is educational and is not financial, legal, or tax advice.