What is an ERC-20 USDC wallet?

It's a wallet holding USD Coin issued on Ethereum under the ERC-20 standard. USDC is issued by Circle, a regulated US company, and is redeemable 1:1 for US dollars with monthly published reserve attestations.

Is the USDC ERC-20 wallet free?

Yes — no monthly fees, no setup fees, free to receive. Sending on-chain costs Ethereum gas, which goes to the network, not Anytime Capital.

When should I use ERC-20 USDC instead of Solana USDC?

Use ERC-20 when a counterparty, exchange, or DeFi protocol requires Ethereum. For cheap, near-instant dollar transfers, USDC on Solana usually costs a fraction of a cent. Your Anytime Capital wallet holds both.

Is USDC safer than other stablecoins?

USDC is known for regulatory clarity: Circle is US-regulated and publishes monthly attestations of the cash and short-duration US Treasury reserves backing every token. As with any crypto asset, the token itself is not FDIC-insured.

Do I need ETH to send USDC?

Yes — ERC-20 transfers are paid in ETH. Keep a small ETH balance in the same wallet for gas.

Can I cash out USDC to my bank account?

Yes. Convert USDC to US dollars in your Anytime Capital cash account (FDIC-insured through Pathward N.A.), spend with your Mastercard®, or transfer out.

Free USDC ERC-20 Wallet — Ethereum, Cash Out to USD

Free USDC ERC-20 Wallet with Built-In Banking

Open a free, non-custodial USDC wallet on Ethereum (ERC-20) — Circle's regulated, fully reserved dollar stablecoin on the network with the deepest DeFi support. Built-in banking to cash out to USD. Create your free Anytime wallet and buy BTC, LTC, USDT, USDC, and more using Apple Pay, card, bank transfer or another available method.

Anytime Capital WalletYour non-custodial cryptocurrency wallet

WalletCurrent wallet

USDC (ERC-20)

USDC

BalanceRecover from seed phrase

$724.57 USD

725.106 USDC

Recent activityView all

Received+130 USDC2h ago$129.90
Sent−32 USDC5h ago$31.98
Received+54 USDC1d ago$53.96
Sent−22 USDC2d ago$21.98

BalanceAllocation

24H7D30D90D1Y

Portfolio value

$0.00

-$397.67 (-0.72%)Past 24H

Your Assets

Hide $0

AssetPrice24h Volume7d ChartBalanceValue

BTCBitcoin

39.6% of portfolio

$76,975.00

-1.11%

$27.38B

24h vol

0.28416093

BTC

$21,873.29

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ETHEthereum

20.0% of portfolio · 4 networks

$2,262.10

-0.98%

$9.15B

24h vol

4.87310562

ETH

$11,023.45

Copy address

USDTTether

16.7% of portfolio · 3 networks

$0.998603

-0.04%

$45.26B

24h vol

9,215.47

USDT

$9,202.60

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SOLSolana

10.3% of portfolio

$92.30

-1.66%

$2.46B

24h vol

61.84720375

SOL

$5,708.50

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XRPXRP

5.3% of portfolio

$1.25

+0.45%

$1.37B

24h vol

2,316.804

XRP

$2,896.01

Copy address

TRXTRON

4.6% of portfolio

$0.322111

+1.78%

$528.69M

24h vol

7,905.412

TRX

$2,546.42

Copy address

USDCUSDC

3.5% of portfolio · 3 networks

$0.999265

-0.03%

$13.98B

24h vol

1,925.106

USDC

$1,923.69

Copy address

Why Hold USDC on Ethereum?

Open a free, non-custodial USDC wallet on Ethereum (ERC-20) — Circle's regulated, fully reserved dollar stablecoin on the network with the deepest DeFi support. Built-in banking to cash out to USD.

✓USDC on Ethereum (ERC-20) — the DeFi standard

✓Issued by Circle, fully reserved, monthly attestations

✓One 0x address for ETH, USDC, and USDT

✓Self-custody — your keys, on your device

✓Convert USDC to USD in your cash account

USDC ERC-20 Addresses: What to Check Before Sending

Ethereum addresses start with 0x (e.g. 0x4b2a…). Only send ERC-20 USDC to an Ethereum address — never to a Solana address.

Always match the network with your counterparty

USDC exists on multiple blockchains, and tokens sent on the wrong network can be permanently lost. Confirm the network before every transfer — your Anytime Capital wallet labels every address with its network so mismatches are easy to catch.

USDC ERC-20 Fees on Ethereum

Your wallet is free — no monthly fees, no setup fees, and receiving USDC costs nothing. Sending ERC-20 USDC costs Ethereum gas, paid in ETH and driven by network congestion. It's the pricier of USDC's two supported networks here, in exchange for maximum compatibility with DeFi protocols and exchanges. Your wallet shows the gas estimate before every send.

See fees & limits for platform-wide details.

Free USDC ERC-20 Wallet with Built-In Banking

Your USDC ERC-20, On Every Screen

Receive with one scan

Send in a few taps

Pay only the network fee

Why Hold USDC on Ethereum?

USDC ERC-20 Addresses: What to Check Before Sending

USDC ERC-20 Fees on Ethereum

USDC on Other Networks

Buy USDC on Ethereum Directly Into Your Wallet

Everything Your USDC ERC-20 Wallet Can Do

Non-Custodial

Send & Receive

Swap Assets

Trusted (Trust & Compliance)

USDC ERC-20 Wallet FAQ

QR Code Payments

Import Wallet

Export Wallet

Fund Your Cash Account

Buy with Card

Live Market Data

Ready to open your free USDC ERC-20 wallet?