Does Exodus have hidden fees?

Not hidden, but layered: no card rail of its own; a card or Apple Pay purchase in Exodus is a MoonPay, Ramp or XO Ramp order, and Exodus's knowledge base describes a MoonPay purchase as carrying three charges, a MoonPay fee, an Exodus ecosystem fee and the network fee, with MoonPay's published card rate at 4.5% before the ecosystem fee, plus none from Exodus; sending coins out of the wallet costs only the network fee, which Exodus lets you set. Read the confirmation screen, not the marketing page.

Which Exodus payment method costs the least?

Bank transfer: ACH or bank transfer through MoonPay or Ramp where available, at the partner's rate. It is also the slowest, because the order completes when the transfer settles.

What does a $1,000 card order cost at Anytime Capital?

From $40 all-in before the network fee, with the crypto you receive shown before you confirm. Exodus routes card purchases elsewhere, so its total is whatever that partner shows in checkout.

What is the Exodus ecosystem fee?

A charge Exodus adds on top of the partner's fee when you buy through MoonPay inside the wallet, shown in the quote rather than published as a fixed percentage. It is one of three charges on a MoonPay purchase in Exodus, alongside MoonPay's fee and the network fee.

Can I switch from Exodus to Anytime Capital without moving my crypto?

Yes. Both send purchased crypto to a wallet address you control, so nothing needs to move. Create an Anytime Capital account, verify once with your ID and a selfie, and paste the same address at checkout.

How does Anytime Capital pricing compare with Exodus?

Anytime Capital quotes one all-in number: card, Apple Pay and Google Pay orders start from 4% with the spread included, and the amount you pay and the crypto you receive are both on screen before you confirm. Exodus prices no card rail of its own; a card or Apple Pay purchase in Exodus is a MoonPay, Ramp or XO Ramp order, and Exodus's knowledge base describes a MoonPay purchase as carrying three charges, a MoonPay fee, an Exodus ecosystem fee and the network fee, with MoonPay's published card rate at 4.5% before the ecosystem fee, with none from Exodus; sending coins out of the wallet costs only the network fee, which Exodus lets you set. Blockchain network fees apply at both. Compare the crypto that lands on the same order size rather than the headline rate.

Is Anytime Capital regulated?

Anytime Capital is a U.S.-based money services business registered with FinCEN, serving customers worldwide, with a physical branch in Atlanta and an office in Miami. Identity verification is required before you can transact, the same as at every compliant platform.

Fees

Exodus

Our pick

Exodus fees, explained line by line

Every platform quotes one number and charges several. Here is what Exodus actually takes on a purchase, what it leaves out of the headline, and what the same order costs at Anytime Capital.

Exodus: no card rail of its own; a card or Apple Pay purchase in Exodus is a MoonPay, Ramp or XO Ramp order, and Exodus's knowledge base describes a MoonPay purchase as carrying three charges, a MoonPay fee, an Exodus ecosystem fee and the network fee, with MoonPay's published card rate at 4.5% before the ecosystem fee
Trading: in-app swaps through XO Swap are quoted with a spread that Exodus says starts around 0.5% on liquid pairs, and independent tests put the typical all-in cost closer to 2% and higher on small trades

Exodus vs Anytime Capital, row by row

A green check marks the platform with the edge on that row. Anytime Capital leads on 8 of 15.

Category	Exodus	Our pick
Card purchase fee	No card rail of its own; a card or Apple Pay purchase in Exodus is a MoonPay, Ramp or XO Ramp order, and Exodus's knowledge base describes a MoonPay purchase as carrying three charges, a MoonPay fee, an Exodus ecosystem fee and the network fee, with MoonPay's published card rate at 4.5% before the ecosystem fee	From 4% with the spread included, quoted in full before you confirm
Bank transfer fee	ACH or bank transfer through MoonPay or Ramp where available, at the partner's rate	ACH and wire priced per order; wires clear same day for larger amounts
Pay with cash	Not offered	Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire	Not offered; bank funding is the partner's ACH where available	Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay	Partial	Yes
Talk to a human	24/7 email and in-app support tickets; no phone line, and Exodus warns that any phone number claiming to be Exodus support is a scam	Phone (470) 748-2530, email, and two walk-in offices
Physical locations	None for customers	Atlanta branch and Miami office
Where it serves	Exodus is a U.S. company and its wallet works in every state; buying inside it runs on MoonPay's and Ramp's U.S. licensing, and XO Ramp, Exodus's own checkout, is available in the United States and Puerto Rico with a debit card or Apple Pay.	Serves customers worldwide, with U.S. offices in Atlanta and Miami; eligibility confirmed during verification
Identity verification	The wallet itself asks for nothing, not even an email; buying runs the partner's verification, with a government ID and a selfie on the first purchase.	Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card	No FDIC-insured cash account	FDIC-insured cash account with a free virtual debit card
Large orders	Limits are the partner's verification tiers; no desk for a large order	Dedicated OTC desk with a named contact
Custody of your coins	Your own wallet; you hold the keys	Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation	Exodus Movement, Inc. is a public company that files with the SEC, but the wallet is software and holds no money transmitter license; the on-ramps inside it, MoonPay and Ramp, are FinCEN-registered money services businesses with state licenses, and Exodus has said its planned U.S. dollar stablecoin with MoonPay and M0 will be fully reserved.	U.S.-based, FinCEN-registered money services business
Withdrawal fees	none from Exodus; sending coins out of the wallet costs only the network fee, which Exodus lets you set	Network fee only when sending to your own wallet
Fee display at checkout	Trading, deposit and withdrawal lines shown separately	One total and one amount received, plus the network fee

Card purchase fee

Exodus: No card rail of its own; a card or Apple Pay purchase in Exodus is a MoonPay, Ramp or XO Ramp order, and Exodus's knowledge base describes a MoonPay purchase as carrying three charges, a MoonPay fee, an Exodus ecosystem fee and the network fee, with MoonPay's published card rate at 4.5% before the ecosystem fee
Anytime: From 4% with the spread included, quoted in full before you confirm

Bank transfer fee

Exodus: ACH or bank transfer through MoonPay or Ramp where available, at the partner's rate
Anytime: ACH and wire priced per order; wires clear same day for larger amounts

Pay with cash