Payroll
Your developer in Buenos Aires shouldn't lose a week and a spread waiting on an international wire. Stablecoin payroll pays anyone with a wallet in minutes — and your books still balance.
Same day
approval for most businesses
38+
assets on one account
5 rails
to settle back to USD
2 branches
Atlanta & Miami, more coming
Remote teams are global by default now; payment rails aren't. International wires cost real money per transfer, take days, and land minus correspondent fees your contractor eats. Payment platforms cover some corridors, hold funds on their schedule, and take their own cut. Meanwhile the people you're paying increasingly just ask for USDC.
Stablecoin payroll collapses the problem: one funding transfer from your bank, then individual payments that confirm on-chain in minutes, at network costs measured in cents, to anyone on earth with a wallet address.
Fund your Anytime Capital business account by wire or card, convert to USDC or USDT at a desk-quoted rate, and send to each contractor's address. Contractors who want dollars locally can convert on their end; many simply hold digital dollars. Each payment carries a record — recipient, amount, dollar value, timestamp — so the run reconciles like payroll, not like a stack of anonymous transfers.
For US employees on W-2 wages, the sensible pattern is dollars for wages via traditional payroll and crypto for bonuses or supplemental compensation where appropriate — talk to your payroll provider and tax advisor about classification. Contractors and international teams are where crypto payroll shines with the least friction.
You can pay in BTC or ETH, and some team members will ask for it. But payroll's job is to deliver the number on the invoice, and stablecoins are engineered for exactly that: a $3,000 payment is worth $3,000 when it lands, not $2,850 after a volatile afternoon. Most companies standardize runs on USDC or USDT and let recipients trade into whatever they like on their own time.
Payment rails
Funding and settlement are the product. These are the ways money moves in and out of an Anytime Capital business account.
Money in — buy crypto
Business Mastercard® debit cards are also available for spending from your account. About business cards →
Paying contractors in crypto is common and lawful in most jurisdictions; US wage-and-hour rules generally expect W-2 wages in dollars, so employers typically use crypto for contractor payments, bonuses, or supplemental compensation. This is general information, not legal advice — confirm specifics with counsel.
Payments are compensation valued in dollars at the time of payment — 1099s for US contractors work the same as with any payment method. Recipients track their own basis from there. Your records here include dollar values at execution, which does most of that bookkeeping for you.
A wallet address — that's the whole requirement. Contractors without one can create a free non-custodial wallet in minutes; there's no bank relationship, corridor, or platform signup standing between them and the payment.
Stablecoin transfers typically confirm in minutes, any day, any hour, any geography. The slowest part of a run is usually your one funding wire — after that, individual payments are near-instant.
Keep exploring
Physical branches
Cash handled in person, cashier's checks cut across a counter, and staff you can meet. Two branches today, more locations on the way.
Open
Atlanta, GA
2549 Piedmont Rd NE, Suite 110
Branch details →
Open
Miami, FL
2 Biscayne Blvd, Floor 32
Branch details →
Coming soon
More locations
New branches are on the way. Remote onboarding serves every state we operate in today.
Open a business account, fund one wire, and pay your whole international team before the old rail would have cleared its first transfer.