Litecoin · LTC
Litecoin for business: the payment coin that just works
Running since 2011 with near-perfect uptime, 2.5-minute blocks, and fees of a few cents, Litecoin is crypto's least dramatic asset — which is exactly why merchants still choose it for payments.
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Litecoin is one of the oldest cryptocurrencies in continuous operation — a Bitcoin-derived proof-of-work network launched in 2011, tuned for payments with four-times-faster blocks and consistently low fees. It has survived every cycle without protocol drama, which in payment infrastructure is the highest compliment available.
That reliability made LTC a quiet standard in merchant crypto acceptance: it's supported nearly everywhere, its holder base actually spends it, and its confirmation profile suits real-world checkout better than most chains twice its market cap.
Why businesses accept and hold LTC
For merchants, LTC hits the payment-coin trifecta: broad wallet support on the customer side, minutes-fast confirmations at cents in fees, and thirteen-plus years of demonstrated network stability. Businesses serving crypto-paying customers add LTC because meaningful checkout volume shows up in it.
The treasury angle is conservative by crypto standards: a long-tenured, liquid asset with a fixed 84 million supply and a niche it has defended for over a decade. Our desk quotes LTC two-way at size, and converted proceeds settle to your bank the same day.
How businesses use LTC
Merchant payment acceptance
Accept LTC at checkout with minutes-fast confirmations and negligible fees, converting receipts to USD at desk quotes.
Low-cost value transfer
Move value between parties at a few cents per transaction on a network with a 13-year uptime record.
Conservative payment-coin position
Hold a fixed-supply, deeply-proven payment asset as part of a diversified crypto treasury.
Payment rails
Move money around your LTC position
Fund Litecoin purchases by business wire or card, and settle sales back to USD the same day — with branch service for the workflows that need it.
Money in — buy crypto
- Business wire (Fedwire)Bank-to-bank funding at any size — the rail for serious purchases.
- Debit & credit cardsBusiness cards accepted for fast, smaller buys — minutes to position.
- Cash at a branchHandled in person, compliantly, at our Atlanta and Miami offices.
Money out — off-ramp to USD
- Same-day ACH, Fedwire & RTPDollars in your operating account the day you sell — RTP can post in minutes.
- Cashier's checkBank-issued paper for closings, escrow, and counterparties who want it.
- Cash at a branchIn-person cash service with standard ID and reporting, at our branches.
Business Mastercard® debit cards are also available for spending from your account. About business cards →
Litecoin for business — FAQ
Why do merchants still pick Litecoin over newer chains?
Track record and ubiquity: 13+ years of uptime, support in nearly every consumer wallet, and fees of a few cents. Payment infrastructure rewards boring.
How fast does an LTC payment confirm?
Blocks arrive every 2.5 minutes; most merchants treat a payment as settled within minutes — comfortably inside a checkout or invoicing workflow.
Can we hold LTC in a company-controlled wallet?
Yes — the free non-custodial wallet supports LTC, so the entity holds its own keys with the desk available for conversion.
What's the LTC-to-USD path?
Sell at a desk quote and settle same day by Fedwire, RTP, or ACH — with branch options for cashier's checks or in-person cash service.
Put LTC to work
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Add Litecoin to your company's balance sheet
Open a business account — most are approved the same day — and buy LTC by wire or card with desk execution behind it.
Important Disclosures
- Cryptocurrencies and stablecoins are not FDIC-insured deposits, are not bank guaranteed, and can involve risk, including possible loss of value.
- Cryptocurrency transactions are irreversible once confirmed. Verify all details before sending.
- Business verification (KYB) is required to open an account; approval timing depends on the completeness of your application and the complexity of your entity structure.
- Settlement timing depends on payment method, banking cutoffs, and your bank's participation in the relevant network. Same-day settlement is available for transactions confirmed within banking-hour windows.
- Third-party company, platform, and fund names are referenced for identification and description only; no affiliation, sponsorship, or endorsement is implied. All trademarks belong to their owners.
- Anytime Capital is a licensed money services business. Information on this page is educational and is not financial, legal, or tax advice.