Bitcoin Cash · BCH
BCH kept Bitcoin's original 'peer-to-peer electronic cash' mandate: large blocks, sub-cent fees, and a community that measures success in merchant transactions. For payment acceptance, that focus pays off literally.
Bitcoin Cash split from Bitcoin in 2017 over a single question — should the chain optimize for settlement value or payment volume? — and took the payments side. Its larger blocks keep fees at fractions of a cent even under load, preserving the economics of using crypto for everyday-sized transactions.
The result is a payment-first asset with Bitcoin's proof-of-work security model and brand lineage: familiar to customers, cheap to accept, and supported across merchant tooling globally, with notable adoption pockets where in-person crypto payments are genuinely common.
The acceptance math is the argument: sub-cent fees mean a $5 sale and a $5,000 invoice cost roughly the same to receive, which keeps small-ticket crypto checkout economically rational. Merchants serving BCH's payment-focused community see it used as intended — spent, not just held.
As a holding, BCH is a liquid, long-tenured asset with a clear identity in the payments lane. Businesses typically treat it commercially — accept, then convert on their own schedule through our desk, with same-day dollars behind every sale.
Accept BCH at checkout where sub-cent fees keep even small transactions economical, converting receipts at desk quotes.
Settle invoices directly between businesses at negligible cost on a proof-of-work network with Bitcoin lineage.
Hold BCH as the payments-optimized branch of the Bitcoin family within a broader treasury mix.
Payment rails
Fund Bitcoin Cash purchases by business wire or card, and settle sales back to USD the same day — with branch service for the workflows that need it.
Money in — buy crypto
Money out — off-ramp to USD
Business Mastercard® debit cards are also available for spending from your account. About business cards →
Fees and intent: BCH's larger blocks keep transaction costs at fractions of a cent, and its community actively spends it — making it better suited to frequent, smaller payments, while BTC skews toward settlement and holding.
Network fees typically run well under a cent regardless of payment size — the receiving cost is effectively zero, which is the whole design point.
Set your own cadence: convert per-receipt or sweep balances at desk quotes daily or weekly, settling to your bank same day either way.
Yes — BCH is a long-standing large-cap with deep markets; the desk quotes size both directions with same-day settlement.
Open a business account — most are approved the same day — and buy BCH by wire or card with desk execution behind it.