# Payouts: every way to get your money

> Move your Anytime Capital balance instantly to your business account, by RTP, FedNow, wire or ACH, over local rails in 71+ countries, or in stablecoins.

Source: https://anytime-capital.com/docs/payouts · Markdown: https://anytime-capital.com/docs/payouts.md · All docs: https://anytime-capital.com/docs/llms-full.txt

The money your customers pay lands in your Anytime Capital Payments balance. From there you choose where it goes and how fast, payout by payout, rather than waiting on one fixed schedule.

## Payout options

| Option | Speed | What it's for |
| --- | --- | --- |
| **Your Anytime Capital business account** | Instant, 24/7 | Sweep settled sales into your Anytime Capital business checking in seconds, nights and weekends included, and spend it the same minute. |
| **RTP and FedNow instant transfers** | Seconds, any day | Push money to any US bank account that receives instant payments, around the clock, with confirmation the moment it lands. |
| **Domestic wire** | Same day | Fedwire for large or time-critical payments: closings, inventory, payroll top-ups and anything a counterparty wants by wire. |
| **ACH and same-day ACH** | Same day or next day | Low-touch transfers to any US bank account for vendors, contractors and your own accounts elsewhere, scheduled or on demand. |
| **Local rails in 71+ countries** | Minutes to same day | Pay suppliers in their own currency over the rail they already use (SEPA Instant, Faster Payments, PIX, SPEI, UPI, PayNow and mobile money), with SWIFT for everywhere else. |
| **Stablecoins: USDC and USDT** | Minutes, including weekends | Same-day on-chain transfers to a supplier, contractor or your own wallet, with no correspondent bank in the way. |
| **Crypto liquidity** | Same day | Convert balance to bitcoin, ether, solana and 38+ other assets, or crypto back to dollars, at desk-quoted rates and send it out the same day. |
| **Employee and vendor cards** | Instant | Fund physical and virtual business cards straight from your payments balance, with limits per person, team or merchant. |

## Local payout rails in 71+ countries

Pay suppliers, contractors and your own accounts abroad in their currency, over the rail they already use. These are the main corridors; SWIFT covers everywhere else. See [Global payouts](https://anytime-capital.com/business/global-payouts) for the product overview.

| Market | Currency | Rail |
| --- | --- | --- |
| United States | USD | RTP, FedNow, ACH, wire |
| Eurozone | EUR | SEPA Instant |
| United Kingdom | GBP | Faster Payments |
| Mexico | MXN | SPEI |
| Brazil | BRL | PIX |
| India | INR | UPI, NEFT, RTGS |
| Singapore | SGD | PayNow, FAST |
| Canada | CAD | Bank transfer |
| Kenya | KES | Mobile money |
| Colombia | COP | Bank transfer, Nequi |
| Philippines | PHP | Bank transfer |
| Nigeria | NGN | Bank transfer |
| United Arab Emirates | AED | Bank transfer |
| West & Central Africa | XOF / XAF | Mobile money |

## Keep your finances in one hub

Payments, banking, cards, payouts and crypto run on one balance at Anytime Capital, so there is no merchant account to reconcile against a separate bank and no transfer between them to wait for. A sale that settles in the morning can pay a supplier, fund an employee card or move into stablecoins the same day, which means faster access to your money every day.

- Sweep sales into your Anytime Capital business checking instantly, nights and weekends included.
- Fund physical and virtual business cards straight from the same balance.
- Hold part of your balance in USDC or USDT, or convert to and from crypto, without another provider.

## Where payouts are made

**Payouts** in the dashboard shows your Anytime Capital Payments balance, every movement in and out, and the history of each payout with the payments that built it. Owners and admins can withdraw; other team members see the balance and history.

> **Note:** Payouts aren't part of the REST API or the MCP server today: they're made in the dashboard, so an API key or an AI assistant can never move money out of your balance.

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Anytime Capital is a fintech company, not a bank. Payment processing, banking and payout services are provided by Anytime Capital's licensed partners. Rates shown are for US card payments; international cards, currency conversion and disputes may carry additional fees shown in your dashboard before you accept a payment.