# International Customers and Currency

> Customers outside the US pay your links and invoices by card in US dollars. How conversion, refunds and disputes work for them, and what isn't available yet.

Source: https://anytime-capital.com/docs/international-customers · Markdown: https://anytime-capital.com/docs/international-customers.md · All docs: https://anytime-capital.com/docs/llms-full.txt

Your prices, charges and balance are in US dollars. Customers outside the US can pay your payment links, invoices and subscriptions with a card, Apple Pay or Google Pay, and are charged the dollar amount they see at checkout.

## What a customer outside the US sees

| Topic | How it works |
| --- | --- |
| Price at checkout | In US dollars, exactly as you set it, with any shipping, tip and sales tax. |
| On their statement | The dollar amount converted to their own currency by their card issuer, at the issuer's rate. Their issuer may also charge them a foreign transaction fee; it isn't part of your price and isn't paid to you. |
| Bank payments | Bank (ACH) payments are for US bank accounts. |
| Stablecoins | USDC and USDT are dollar stablecoins: customers pay the dollar amount. |

## Refunds and disputes

- Refunds are in US dollars, the amount you choose. The customer's issuer converts it back at its rate on the day, so the amount in their currency can differ a little from what they paid.
- Disputes are for the dollar amount charged, and the dollar amount is held from your balance while the bank decides. See [Automatic dispute evidence](https://anytime-capital.com/docs/dispute-evidence.md).

> **Local-currency pricing isn't available yet:** Showing and charging customers in their own currency (euros, pounds, yen and others) while you keep pricing and getting paid in dollars is not offered yet. Until it is, every checkout shows and charges US dollars.

- [Payment methods](https://anytime-capital.com/docs/payment-methods.md): Every way customers can pay, today and coming soon.
- [Hosted checkout](https://anytime-capital.com/docs/checkout.md): What your customers see when they pay.

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Anytime Capital is a fintech company, not a bank. Payment processing, banking and payout services are provided by Anytime Capital's licensed partners. Rates shown are for US card payments; international cards, currency conversion and disputes may carry additional fees shown in your dashboard before you accept a payment.