# Changelog

> What's new in Anytime Capital Payments, newest first: API endpoints, webhook events, the MCP server, the Node SDK, checkout, billing and integrations.

Source: https://anytime-capital.com/docs/changelog · Markdown: https://anytime-capital.com/docs/changelog.md · All docs: https://anytime-capital.com/docs/llms-full.txt

What shipped, newest first. Changes to the API's contract also change the [OpenAPI document](https://anytime-capital.com/docs/openapi.md)'s `info.version`.

## 2026-10-25: Developer tools for switching

- A [Postman collection](https://anytime-capital.com/docs/postman.md) of every endpoint, built from the OpenAPI document, to import by link.
- The [API mapping guide](https://anytime-capital.com/docs/stripe-api-mapping.md) for code moving from Stripe: objects, calls and webhook events side by side, and what has no equivalent yet.
- The [Anytime CLI](https://anytime-capital.com/docs/cli.md) preview, documented ahead of its npm release: forward test events to localhost and trigger test events.
- A **Developer tools** card in **Settings → Developers** linking all of these.

## 2026-10-24: API reference, guides and AI agents hub

- A reference page per API resource, built from the OpenAPI document: every endpoint with its parameters, permission, Idempotency-Key support, errors, and samples in curl, Node.js, the Node SDK and Python. Start at [Payments](https://anytime-capital.com/docs/payments.md).
- Guides you can copy and run: [Next.js checkout](https://anytime-capital.com/docs/nextjs-checkout.md), [webhook verification](https://anytime-capital.com/docs/webhook-signatures.md) in Node.js, Python and PHP, [safe refunds](https://anytime-capital.com/docs/refund-safely.md), [nightly payout reconciliation](https://anytime-capital.com/docs/reconcile-payouts.md), [subscriptions](https://anytime-capital.com/docs/sell-subscriptions.md), [usage billing](https://anytime-capital.com/docs/bill-usage-with-meters.md) and [stablecoins](https://anytime-capital.com/docs/accept-stablecoins.md).
- The [AI agents hub](https://anytime-capital.com/docs/build-with-ai.md): connecting the MCP server in each client, [least-privilege keys for agents](https://anytime-capital.com/docs/ai-agent-safety.md), [custom agents](https://anytime-capital.com/docs/mcp-custom-agents.md) and a [prompt library](https://anytime-capital.com/docs/ai-prompt-library.md).
- An [error code catalogue](https://anytime-capital.com/docs/error-codes.md), a [glossary](https://anytime-capital.com/docs/glossary.md) and the [OpenAPI page](https://anytime-capital.com/docs/openapi.md).
- OpenAPI document `2026-10-24`: usage events are marked idempotent by their own `idempotencyKey` rather than the header, writes that take an Idempotency-Key list their `400`, and the usage object's daily points are `{ date, quantity }`.

## 2026-10-24: Restricted keys and a much larger API

- [Restricted API keys](https://anytime-capital.com/docs/authentication.md#restricted-keys-and-permissions): none, read or write per resource, with Full access and Read only presets. A request the key can't make answers `403 PERMISSION_DENIED` naming the permission.
- New endpoints, 53 in all: [refunds](https://anytime-capital.com/docs/refunds.md) (within your approval limit), [customers](https://anytime-capital.com/docs/customers.md) create and update, [products](https://anytime-capital.com/docs/products.md), [subscription plans and subscriptions](https://anytime-capital.com/docs/subscriptions.md) with cancel, pause and resume, [discount codes](https://anytime-capital.com/docs/discount-codes.md), [payouts and balance](https://anytime-capital.com/docs/payouts-api.md) and [disputes](https://anytime-capital.com/docs/disputes.md) (read only), and [webhook endpoints](https://anytime-capital.com/docs/webhook-endpoints.md).
- The API described in [OpenAPI 3.1](https://anytime-capital.com/docs/openapi.md), with each operation's permission.
- A [Node SDK](https://anytime-capital.com/docs/node-sdk.md) preview with typed resources, auto-pagination, safe retries and webhook verification. It isn't on npm yet.
- The [MCP server](https://anytime-capital.com/docs/build-with-ai.md) grew to 48 tools covering every resource above but usage events, each naming the permission it needs.
- 25 [webhook event types](https://anytime-capital.com/docs/webhooks.md), covering payments, refunds, disputes, invoices, subscriptions, customers, payouts and payments held for review.

## 2026-10-24: Checkout, risk and billing

- One-click checkout: customers who opt in pay with a saved card after a code by email. See [Fraud rules & 3D Secure](https://anytime-capital.com/docs/risk-and-3ds.md#one-click-checkout).
- Checkout risk rules and a manual review queue for held card payments. See [manual review](https://anytime-capital.com/docs/risk-and-3ds.md#manual-review).
- [Stablecoin checkout](https://anytime-capital.com/docs/stablecoin-checkout.md): customers pay links and invoices in USDC or USDT straight to your business wallet.
- [Subscription discount codes and plan changes](https://anytime-capital.com/docs/subscription-discounts.md) with proration, and [usage-based billing](https://anytime-capital.com/docs/usage-billing.md) with meters and the [usage events API](https://anytime-capital.com/docs/meters.md).

## 2026-10-24: Money movement and integrations

- [QuickBooks Online and Xero sync](https://anytime-capital.com/docs/accounting-sync.md): payments, card processing, refunds and payouts posted through a clearing account.
- [Bank transfer instructions on invoices](https://anytime-capital.com/docs/invoice-bank-transfers.md), your payout schedule in **Settings → Payouts**, and Form 1099-K requests from **Reports → Year-end**.
- [WooCommerce plugin](https://anytime-capital.com/docs/woocommerce.md). The [Shopify app](https://anytime-capital.com/docs/shopify.md) is waiting for Shopify's approval, and the [Zapier app](https://anytime-capital.com/docs/zapier.md) isn't in Zapier's directory yet: both pages show how they'll work.
- [Switch from Stripe](https://anytime-capital.com/docs/switch-from-stripe.md): an importer for customers, products, plans, discount codes, links and open invoices, and invitations that move subscribers without charging twice.

## 2026-10-23: Anytime Capital Payments launches

- Payment links, invoices, a Pay button and inline checkout for your website, and [in-person QR payments](https://anytime-capital.com/docs/in-person.md).
- The REST API: [payment links](https://anytime-capital.com/docs/payment-links.md), [invoices](https://anytime-capital.com/docs/invoices.md), [payments](https://anytime-capital.com/docs/payments.md) and customers, with [idempotency](https://anytime-capital.com/docs/idempotency.md), [pagination](https://anytime-capital.com/docs/pagination.md) and signed [webhooks](https://anytime-capital.com/docs/webhooks.md).
- The MCP server for AI assistants, and these docs as Markdown with [llms-full.txt](https://anytime-capital.com/docs/llms-full.txt).

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Anytime Capital is a fintech company, not a bank. Payment processing, banking and payout services are provided by Anytime Capital's licensed partners. Rates shown are for US card payments; international cards, currency conversion and disputes may carry additional fees shown in your dashboard before you accept a payment.
