More Benefits, More Freedom
Early direct deposit
Get paid up to two days early.
Multiple Cards
Add up to 3 cards per account—perfect for organizing spending or sharing with family.
Convenient withdrawals
Fee-Free ATM's and over-the-counter cash access.
Your Money Guarantee
FDIC-insured up to $250K, plus debit card fraud protection for peace of mind.
Get a Clear Picture of Your Personal Finances
Keep an eye on your spending in real time—no more digging through receipts or waiting on reimbursements.
Issue Physical or Virtual Debit Cards
Enjoy the flexibility of both physical and virtual cards, tailored to your everyday spending needs—secure, simple, and always in your control.
Keep Your Information Secure
Protect your financial data with advanced security and privacy settings—because your money and personal info should stay yours.
Breathe Easy with Added Security
Enjoy peace of mind with built-in debit card protections—so you can focus on living your life, not worrying about your wallet.
Get activity alerts
Stay in the know with instant notifications for suspicious activity and transactions over your chosen limit.
Lock cards instantly
Keep control at your fingertips—monitor spending and lock or unlock your physical and virtual cards anytime through your app or dashboard.
Report stolen cards
Lost or stolen card? No problem. Quickly report it in just a few taps and get a new virtual card instantly—or a physical one sent to your door.
Access Your Money—Fast, Safe, and Anywhere
With the Anytime Capital Debit Card, your money moves with you. From everyday purchases to instant cash access, we make it easy.
Withdraw Cash Fee-Free at 20,000+ In-Network ATMs
Skip the fees with access to over 20,000 ATMs nationwide, including locations at CVS, Walgreens, and 7-Eleven. Find a nearby ATM and get your cash with just a tap.
*Out-of-network withdrawals are just $1.99.
Add Money at 85,000+ Retail Locations
Reload your account with cash at major retailers like Walmart, Rite Aid, Family Dollar, and Walgreens—wherever's most convenient for you.
*Reload fees as low as $4.95, depending on location.
Go contactless for speed and safety.
Link your Anytime Capital Personal Debit Mastercard® to Apple Pay, Google Pay, or Samsung Wallet for fast, seamless payments.
Get Started with Your Personal Debit Card
Activate your card
Use your virtual card right away, and activate your physical card in just a few taps or with a quick phone call.
Issue additional cards
Need more flexibility? Easily request extra physical or virtual cards for family members or trusted users.
Set spend limits
Stay in control by setting custom spending limits and managing ATM access for each physical or virtual card.
Anytime Capital Personal Checking Comes with a Powerful Debit Card—and So Much More
Enjoy Early Direct Deposit
Get your paycheck up to two days early when you set up direct deposit with your checking account. No waiting. No delays. Just faster access to your money when you need it.
Learn more →Save on Fees
Avoid unnecessary charges. While there's a $4.95 monthly fee, it's waived anytime you reload within a 30-day period. Plus, enjoy no overdraft fees, no minimum balance, free standard ACH, and unlimited transactions.
Learn more →Simplify Your Bill Payments
Easily send or schedule domestic and international payments right from your checking account—by check, ACH, or wire.
Learn more →See why our customers love Anytime Capital.
Read More"The mobile app is incredibly user-friendly and the customer service is top-notch. I've never had any issues with my account."
"Went and opened an account. Easy and took only 10 minutes."
"The early direct deposit feature has been a game-changer for my budgeting. Highly recommend!"